I have struggled for the past 5 weeks with our budget. I have overspent and have chastised myself to get back on track. Since May 1st I have diligently been getting back on track.
With a new puppy in the house I haven't had much time for planning meals, planning my schedule or anything else. So with lack of planning, goes spending money on things that I normally wouldn't buy such as convenience foods or ordering pizza. It did make my life a little easier over the past few weeks though.
|Molly trying to get our other dog, Griffey, out of the wading pool.|
I have pondered a challenge for myself. I am not going to have a no spend day, week or month. What I have come up with is turning into two challenges. One challenge will be regarding food. I will be eating from my pantry and freezer and only buying what is necessary. Hopefully it will only be produce and other perishables that I will be purchasing.
The second challenge will be for other purchases - non-food. Both of these challenges will be "need" based. In other words, do I actually "need" this? Pretty basic isn't it, but I want to take it another step further. For the non-food challenge it isn't enough to determine if it is a need, I will ask the question, is it essential? Aha. That puts things in a different perspective.
Asking if something is essential is really the basic question to saving money. Anyone can take a want and put it in the need category if they really try to justify it. It's not so easy to make something essential.
The other day I spent a total of $5.84 on 6 lbs. of fresh strawberries. Yummy strawberries just to eat right out of the fridge. Necessary - you betcha!! We needed some fresh fruit and these were on sale for only 94 cents a lb.
But - and you knew there was going to be a but -- I looked at the grocery ads for this week. I wanted to check on prices of fresh produce and milk. They are having a sale on 85% lean ground beef for only $1.99 lb. In order to get the $1.99 price, you have to purchase it in 10 lb. tubes.
I only wanted to add this "dilemma" to this post as when you are consistently purchasing items on sale, it is hard to pass up a bargain. I am still pondering this one and I have until Tuesday to make a decision as that is when the sale ends. This is an incredible sale and I could buy 20 lbs. (the limit) and I would be set for a very long time and for a lot of burgers on the grill.
Need or want??? Never thought I would ask this question about ground beef.