For those of us living on one income, there does come a point when you question what you are doing. This is happening to me. Last week there were a few advertisements in the newspaper for jobs. These are real jobs and not just the "call this 1-800 number for more information" type of jobs. It got me to thinking. Should I apply for the three secretarial positions available?
Do I want to apply for a job and if I got a job, do I really want to do this? Over the weekend I spent some time pondering this question. Am I serious about being a full time stay at home homemaker or do I want to go back to work and resume my career?
The bottom line is that I feel we need more money in the bank for emergency home needs such as replacing a furnace, central air conditioner and other items. Money is what is really driving this thought process and how can I generate the money.
BUT the other side of this conversation is do I want to trade 40 hours out of my week for money and do I need to? What amount of money per week am I comfortable earning/generating to put into savings and does it require my working a full time job?
I have been home for almost 3 years now and my family is used to my being home. For that matter, I am used to it and I like the freedom it brings to me and my family. As the mom/wife I generally set the tone for the home and I am the one that is generally in charge of most things domestic. I may choose not to clean or do laundry, but I do believe that as long as I am home full time that is my responsibility and my job. Am I ready to trade my time and then do these things on the weekend with help?
Do you identify with the above? This has been quite a dialogue I have been having with myself.
This morning my alarm went off at 6:00 as usual. I get up at 6:30 and my first thought was, I'm glad I don't have to get up and shower right away and get ready to go to work at an office. I like my freedom and I like being home.
As I brewed a cup of coffee a number came to me - $100 a week. That is the amount I would like to come up with each week to either earn or find ways to cut from my budget in order save each week. I want this to be tangible. By tangible, I am planning to get to a goal of $100 saved and then open up a bank account and actually put money in it each week as a separate household account. Having a separate account to track my savings will give me the incentive I need to keep doing what I need to do.
So, what ideas do I have to generate the income or cut back and save the money? Well, I do believe that a bulk of it is going to come from finding a way to earn some money. I have some ideas and will post about those later. My goal is to do the research and be ready with a game plan by June 1st. That is only 10 days away so I need to get to work and evaluate how I can save money or earn money without sacrificing my enjoyment of being a full time homemaker.