You are married with no children. Both you and your husband have good jobs, but you have been living the high life and beyond your means for a long time. Then it happens, your hours are cut back. Suddenly you realize that you can only make minimum payments on your credit card bills.
You and your husband sit down and go through all of your credit card bills and discover that you have almost $38,000 in credit card debt. Both of you vow to cut back and apply as much money as possible to the debt so that you can pay off your credit cards within 3 years. It is doable. You stop buying clothes, eating out with your friends at lunch and start cooking dinner at home. It is hard but you know it will be worth it in the end.
Six weeks later you get a call from a credit card company about a credit card that is in arrears. You tell the caller that there must be a mistake as you don't have a credit card with that company. The caller is adament that there is a credit card in her and her husband's name with a balance of $4,800 on it. The woman tells the caller to call back tomorrow.
That night when her husband comes home she confronts him about the "hidden" credit card. He admits that yes there is a credit card in both of their names that he has hidden from her. He has used it to buy whatever he has felt like buying because he deserves it. The husband goes on to say that life is too short and it is only money.
What would you do?